Housing & Real Estate — Ham Lake, Minnesota
Overview
| Total Housing Units | 6,024 |
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| Occupied | 5,932 |
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| Vacant | 92 |
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| Owner-Occupied | 5,647 |
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| Renter-Occupied | 285 |
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| Median Home Value (Census) | $442,500 |
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| Estimated 2026 | ~$473,000 |
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| Median Rent | $1,319/mo |
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| Median Property Tax | $3,583/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 13.2% |
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| Severely Rent-Burdened | 40.9% |
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Housing Age
| Built 2010 or later | 787 |
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| Built 2000-2009 | 1,391 |
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| Built 1990-1999 | 1,302 |
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| Built before 1960 | 349 |
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| Median Year Built | 1994 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
