St. Francis: Housing & Real Estate
St. Francis homes sell at a median $327,600 (estimated market value runs 25% higher at $409,036), with median rent $1,287 (1.1× below Anoka County median $1,356; 1.1× higher than Minnesota median $1,170). Homeownership rate: 86.2%. That's 1.1× higher than the Anoka County median ($302,300); 1.1× higher than the Minnesota median ($290,542). Market is warm. New construction makes up 14.3% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 2.9× annual income — home value vs. household income (vs Minnesota 3.2×).
- 21.2 years to break even renting at the median (vs Minnesota 21y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 24% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $327,600 — 1.1× the Minnesota median ($290,541). Median rent $1,287/month. homeownership rate 86.2% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.9× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 12.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 29.9% |
| Affordability · Poverty Rate | 7.1% |
| Affordability · Property Tax Pct Income | 2.4% |
| Fair Market Rent · Studio rent | $1,242 |
| Fair Market Rent · One-bedroom rent | $1,405 |
| Fair Market Rent · Two-bedroom rent | $1,709 |
| Fair Market Rent · Three-bedroom rent | $2,262 |
| Fair Market Rent · Four-bedroom rent | $2,531 |
| Fair Market Rent · HUD FMR area | Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $409,036 |
| Median Home Value | $327,600 (vs Minnesota $290,542) |
| Median Rent | $1,287 (vs Minnesota $1,170) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · New construction (% of stock) | 14.3% |
| Housing Market · Price Appreciation 2Yr | 10.0% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 22.9% |
| Broadband · Broadband-capable premises | 3,631 |
| Electricity · Electricity rate (¢/kWh) | 15.45¢/kWh |
| Electricity · Customers | 2,581,180 |
| Electricity · Revenue Millions | $3,409 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 99% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 86.2% |
|---|---|
| Median Year Built | 2001 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12