Housing & Real Estate — St. Cloud, Minnesota
Overview
| Total Housing Units | 29,575 |
| Occupied | 27,748 |
| Vacant | 1,827 |
| Owner-Occupied | 13,498 |
| Renter-Occupied | 14,250 |
| Median Home Value (Census) | $225,000 |
| Estimated 2026 | ~$256,000 |
| Median Rent | $1,005/mo |
| Median Property Tax | $2,320/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | moderate |
| Rent as % of Income | 19.7% |
| Severely Rent-Burdened | 41.0% |
Housing Age
| Built 2010 or later | 3,081 |
| Built 2000-2009 | 4,918 |
| Built 1990-1999 | 3,478 |
| Built before 1960 | 6,811 |
| Median Year Built | 1980 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.