Housing & Real Estate — Cottonwood, Minnesota
Overview
| Total Housing Units | 517 |
| Occupied | 469 |
| Vacant | 48 |
| Owner-Occupied | 370 |
| Renter-Occupied | 99 |
| Median Home Value (Census) | $176,200 |
| Estimated 2026 | ~$202,000 |
| Median Rent | $914/mo |
| Median Property Tax | $2,380/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | affordable |
| Rent as % of Income | 11.2% |
| Severely Rent-Burdened | 44.0% |
Housing Age
| Built 2010 or later | 12 |
| Built 2000-2009 | 32 |
| Built 1990-1999 | 80 |
| Built before 1960 | 182 |
| Median Year Built | 1972 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.