Housing & Real Estate — White Bear Lake, Minnesota
Overview
| Total Housing Units | 10,937 |
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| Occupied | 10,438 |
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| Vacant | 499 |
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| Owner-Occupied | 6,826 |
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| Renter-Occupied | 3,612 |
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| Median Home Value (Census) | $331,800 |
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| Estimated 2026 | ~$366,000 |
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| Median Rent | $1,540/mo |
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| Median Property Tax | $3,576/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 22.1% |
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| Severely Rent-Burdened | 42.8% |
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Housing Age
| Built 2010 or later | 711 |
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| Built 2000-2009 | 857 |
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| Built 1990-1999 | 1,205 |
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| Built before 1960 | 3,671 |
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| Median Year Built | 1970 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
