St. James: Economy & Jobs

St. James reports a median household income of $60,242 (1.2× below Watonwan County median $71,699; 1.5× below Minnesota median $90,958), with homes at a median value of $122,100. The surrounding county supports 4,510 jobs (avg $48,323).

Income & Affordability

Median household income $60,242 — below the Minnesota median ($90,957). Poverty rate 18.0% (U.S. average ~12.5%). 21% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income2.0×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income16.0%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened21.4%
Affordability · Poverty Rate18.0%
Affordability · Property Tax Pct Income3.3%
Irs Income · IRS tax returns filed$5,170
Irs Income · Total Adjusted Gross Income (thousands)$334,569
Irs Income · Average AGI per return$64,714
Irs Income · Year2022
Income Estimate$64,987
Median Household Income$60,242 (vs Minnesota $90,958)
Poverty Rate18.0%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$60,242

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.8% — above the U.S. average of ~4%. 5% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.50
Commuter Profile · Work From Home Pct4.8%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)4,510
Employment · Total annual wages (county)$217,922,731
Employment · Average annual pay$48,323
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,881,100
Unemployment Rate4.8% (vs Minnesota 4.0%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms17
Agriculture · Land In Farms Acres210,284
Agriculture · Avg Farm Size Acres12,369.60
Agriculture · Top CommoditiesCrop Totals, Grain, Corn, Animal Totals, Hogs
Agriculture · Year2022
Business Patterns · Establishments (employer count)289
Business Patterns · Total Employees3,901
Business Patterns · Annual Payroll Thousands173,863
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores3
Local Businesses · Liquor Stores4
Local Businesses · Gas Stations5
Local Businesses · General Merchandise4
Local Businesses · Auto Repair4
Local Businesses · Commercial Banks10
Local Businesses · Insurance Agencies9
Local Businesses · Law Offices3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants9
Dining Scene · Fast Food3

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (1)

Pioneer Bank
ST. JAMES BRANCH · 123 Armstrong Blvd S · 56081

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Dollar General 23067
Other · 301 First Avenue South
Nearest Snap · NameDollar General 23067
Nearest Snap · Total In Area1

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLONSDALE AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$66,363,605
Federal Spending · Per Capita5,897.41
Federal Spending · Population11,253 people

Sources: USAspending API

Other

Pct Drove Alone71.6%
Pct Public Transit2.4%
Pct Walked4.8%
Retirement Score · Median age37.6 years (vs Minnesota 39.0y)
Retirement Score · Ss Household Pct28.0%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12