St. Charles: Economy & Jobs
St. Charles's typical household earns $96,200 (1.4× higher than Winona County median $70,744; 1.1× higher than Minnesota median $90,958), with homes at a median value of $256,600. The surrounding county supports 24,022 jobs (avg $52,828).
- $71,301 avg taxable income per return — lower than the median household income.
Income & Affordability
Median household income $96,200 — above the Minnesota median ($90,957). Poverty rate 3.2% (U.S. average ~12.5%). 16% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 2.7× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 11.7% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 16.5% |
| Affordability · Poverty Rate | 3.2% |
| Affordability · Property Tax Pct Income | 2.4% |
| Irs Income · IRS tax returns filed | $22,960 |
| Irs Income · Total Adjusted Gross Income (thousands) | $1,637,074 |
| Irs Income · Average AGI per return | $71,301 |
| Irs Income · Year | 2022 |
| Income Estimate | $110,013 |
| Median Household Income | $96,200 (vs Minnesota $90,958) |
| Poverty Rate | 3.2% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | upper-middle |
| Economic Character · Median Income | $96,200 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 17% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 23.80 |
|---|---|
| Commuter Profile · Work From Home Pct | 17.3% |
| Commuter Profile · Profile | short commute |
| Employment · Avg annual employment (county) | 24,022 |
| Employment · Total annual wages (county) | $1,269,001,179 |
| Employment · Average annual pay | $52,828 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 2,881,100 |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 159 |
|---|---|
| Agriculture · Land In Farms Acres | 80,483 |
| Agriculture · Avg Farm Size Acres | 506.20 |
| Agriculture · Top Commodities | Animal Totals, Milk, Crop Totals, Grain, Corn |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 1,155 |
| Business Patterns · Total Employees | 22,797 |
| Business Patterns · Annual Payroll Thousands | 1,121,171 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 5 |
|---|---|
| Local Businesses · Liquor Stores | 7 |
| Local Businesses · Gas Stations | 17 |
| Local Businesses · General Merchandise | 4 |
| Local Businesses · New Car Dealers | 7 |
| Local Businesses · Used Car Dealers | 3 |
| Local Businesses · Beauty Salons | 11 |
| Local Businesses · Pet Grooming | 4 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 36 |
|---|---|
| Dining Scene · Fast Food | 33 |
| Dining Scene · Bars | 28 |
| Dining Scene · Coffee Snacks | 7 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (2)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (3)
| Nearest Snap · Name | Kwik Trip 737 |
|---|---|
| Nearest Snap · Total In Area | 27 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | ST CHARLES AREA CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $288,793,839 |
|---|---|
| Federal Spending · Per Capita | 5,814.13 |
| Federal Spending · Population | 49,671 people |
Sources: USAspending API
Other
| Pct Drove Alone | 75.4% |
|---|---|
| Pct Public Transit | 2.1% |
| Pct Walked | 17.3% |
| Retirement Score · Median age | 39.5 years (vs Minnesota 39.0y) |
| Retirement Score · Ss Household Pct | 26.1% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | hospital access, VA nearby |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12