Housing & Real Estate — Otsego, Minnesota
Overview
| Total Housing Units | 7,240 |
| Occupied | 7,074 |
| Vacant | 166 |
| Owner-Occupied | 6,453 |
| Renter-Occupied | 621 |
| Median Home Value (Census) | $396,700 |
| Estimated 2026 | ~$474,000 |
| Median Rent | $1,696/mo |
| Median Property Tax | $3,847/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | moderate |
| Rent as % of Income | 17.0% |
| Severely Rent-Burdened | 33.2% |
Housing Age
| Built 2010 or later | 3,480 |
| Built 2000-2009 | 2,433 |
| Built 1990-1999 | 426 |
| Built before 1960 | 343 |
| Median Year Built | 2006 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.