Housing & Real Estate — Otsego, Minnesota

Overview

Total Housing Units7,240
Occupied7,074
Vacant166
Owner-Occupied6,453
Renter-Occupied621
Median Home Value (Census)$396,700
Estimated 2026~$474,000
Median Rent$1,696/mo
Median Property Tax$3,847/yr

Affordability

Home Price to Income RatioN/Ax
Home Affordabilitymoderate
Rent as % of Income17.0%
Severely Rent-Burdened33.2%

Housing Age

Built 2010 or later3,480
Built 2000-20092,433
Built 1990-1999426
Built before 1960343
Median Year Built2006
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.