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Lake City: Economy & Jobs

Lake City's typical household earns $72,244 (1.1× below Wabasha County median $82,007; 1.2× below Minnesota median $89,062), with homes at a median value of $238,700. The surrounding county supports 21,366 jobs (avg $60,513).

Income & Affordability

Median household income $72,244 — below the Minnesota median ($87,024). Poverty rate 5.9% (U.S. average ~12.5%). 36% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.3×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income17.0%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened36.5%
Affordability · Poverty Rate5.9%
Affordability · Property Tax Pct Income3.8%
Irs Income · IRS tax returns filed$24,790
Irs Income · Total Adjusted Gross Income (thousands)$1,996,852
Irs Income · Average AGI per return$80,551 (vs Minnesota $91,811)
Irs Income · Year2022
Income Estimate$86,745
Median Household Income$72,244 (vs Minnesota $87,024)
Poverty Rate5.9%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$72,244

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 0.4% — below the U.S. average of ~4%. 10% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min20.30
Commuter Profile · Work From Home Pct10.5%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)21,366
Employment · Total annual wages (county)$1,292,904,099
Employment · Average annual pay$60,513
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,881,100
Unemployment Rate0.4% (vs Minnesota 2.8%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms53
Agriculture · Land In Farms Acres6,306
Agriculture · Avg Farm Size Acres119.00
Agriculture · Top CommoditiesCrop Totals, Grain, Animal Totals, Corn, Milk
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,286
Business Patterns · Total Employees18,779
Business Patterns · Annual Payroll Thousands987,673
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores12
Local Businesses · Liquor Stores13
Local Businesses · Gas Stations19
Local Businesses · General Merchandise6
Local Businesses · New Car Dealers5
Local Businesses · Used Car Dealers4
Local Businesses · Beauty Salons13
Local Businesses · Pet Grooming3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants30
Dining Scene · Fast Food30
Dining Scene · Bars8
Dining Scene · Coffee Snacks7

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (2)

Forward Bank
LAKE CITY BRANCH · 201 E Marion St · 55041
Alliance Bank
Alliance Bank · 105 E Lyon Ave · 55041

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

KWIK TRIP 600
Convenience Store · 119 N Lakeshore Dr
Huettl's Locker & Dressing Plant
Other · 1903 N Lakeshore Dr
KWIK TRIP 844
Convenience Store · 994 W Lyon Ave
Family Dollar 3039
Other · 215 E Center St
Lake City Thursday Market
Farmers and Markets · Ohuta Beach Parking Lot
Nearest Snap · NameKWIK TRIP 600
Nearest Snap · Total In Area6

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLAKE CITY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$329,594,351
Federal Spending · Per Capita6,926.87 (vs Minnesota $8,335)
Federal Spending · Population47,582 people (vs Minnesota 32,889)

Sources: USAspending API

Other

Pct Drove Alone74.0%
Pct Public Transit3.0%
Pct Walked10.5%
Retirement Score · Median age49.1 years (vs Minnesota 37.5y)
Retirement Score · Ss Household Pct45.3%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12