St. Marys Point: Economy & Jobs

Median household income in St. Marys Point is $113,750 (about the same as Washington County median $115,345; 1.3× higher than Minnesota median $90,958), with homes at a median value of $523,000. The surrounding county supports 95,625 jobs (avg $60,700).

Income & Affordability

Median household income $113,750 — above the Minnesota median ($90,957). Poverty rate 10.4% (U.S. average ~12.5%). 50% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income4.6×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income17.3%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened50.0%
Affordability · Poverty Rate10.4%
Affordability · Property Tax Pct Income3.0%
Irs Income · IRS tax returns filed$142,220
Irs Income · Total Adjusted Gross Income (thousands)$15,962,930
Irs Income · Average AGI per return$112,241
Irs Income · Year2022
Income Estimate$121,073
Median Household Income$113,750 (vs Minnesota $90,958)
Poverty Rate10.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryProfessional
Economic Character · Income Levelaffluent
Economic Character · Median Income$113,750

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.4% — below the U.S. average of ~4%. 19% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct18.6%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)95,625
Employment · Total annual wages (county)$5,804,402,245
Employment · Average annual pay$60,700
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,881,100
Unemployment Rate1.4% (vs Minnesota 4.0%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms118
Agriculture · Land In Farms Acres50,806
Agriculture · Avg Farm Size Acres430.60
Agriculture · Top CommoditiesSod, Crop Totals, Grain, Horticulture Totals, Corn
Agriculture · Year2022
Business Patterns · Establishments (employer count)6,389
Business Patterns · Total Employees91,651
Business Patterns · Annual Payroll Thousands4,968,012
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores34
Local Businesses · Liquor Stores40
Local Businesses · Gas Stations55
Local Businesses · Department Stores4
Local Businesses · General Merchandise10
Local Businesses · Clothing Stores20
Local Businesses · Pet Stores12
Local Businesses · Bookstores3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants161
Dining Scene · Fast Food163
Dining Scene · Bars20
Dining Scene · Coffee Snacks38

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Security State Bank of Marine
FOREST LAKE BRANCH · 21450 Forest Blvd N · 55025
Lake Elmo Bank
ST TERESE OF WOODBURY-SENIOR HOUSING · 7555 Bailey Rd · 55129
First Resource Bank
FOREST LAKE BRANCH · 808 W Broadway Ave · 55025
Wells Fargo Bank, National Association
VALLEY CREEK BRANCH · 7525 Currell Blvd · 55125
First State Bank and Trust
BOUTWELL'S LANDING - TOWN SQUARE BRANCH · 5590 Norwich Pkwy · 55082
North American Banking Company
WOODBURY BRANCH · 9260 Hudson Rd · 55125
The Huntington National Bank
WOODBURY CUB BRANCH · 8432 Tamarack Vlg · 55125
Old National Bank
WOODBURY BRANCH · 1920 Donegal Dr · 55125
U.S. Bank National Association
COTTAGE GROVE BRANCH · 7200 80th St S · 55016
Alerus Financial, National Association
PROSPERAN BANK BRANCH · 990 Helena Ave N · 55128

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

Lake Elmo Market
Convenience Store · 11025 10th St N
Kwik Trip 248
Convenience Store · 9955 Hudson Blvd N
Holiday Sationstore 2746310
Convenience Store · 215 Manning Ave N
Nearest Snap · NameHoliday Stationstore 2746472
Nearest Snap · Distance2.9 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameLONSDALE AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$1,463,410,265
Federal Spending · Per Capita5,469.30
Federal Spending · Population267,568 people

Sources: USAspending API

Other

Pct Drove Alone79.1%
Pct Walked18.6%
Retirement Score · Median age45.9 years (vs Minnesota 39.0y)
Retirement Score · Ss Household Pct38.4%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12